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Mathematics Instruction as a Bridge for Elevating Students’ Financial Literacy: Insight from a Systematic Literature Review Cover

Mathematics Instruction as a Bridge for Elevating Students’ Financial Literacy: Insight from a Systematic Literature Review

Open Access
|Dec 2025

Abstract

Financial literacy is an essential skill for individuals, yet many countries are encountering many challenges to achieving the desired level of ideal financial literacy. Improving financial literacy requires integrating mathematical literacy with psychological, social, and cultural factors. Despite its importance, there is a lack of comprehensive research on enhancing financial literacy through mathematics education. Therefore, this study aims to provide a thorough review of efforts to improve financial literacy in mathematics learning from an early age. The study uses a qualitative approach, employing the Systematic Literature Review (SLR) method. Data were gathered from internationally indexed journals such as Scopus, ERIC, and Semantic, using keywords like “financial literacy in mathematics” and “financial literacy in school mathematics” from 2014 to 2024, yielding 253 articles. The synthesis process followed PRISMA guidelines, narrowing the selection to 25 high-quality articles on the topic. The research identifies strategies for integrating financial literacy into mathematics instruction, focusing on task frameworks, learning models, media, curriculum modification and curricular activities, the role of teachers, and addressing challenges. These strategies help prepare future generations to be more financially literate and competent in managing their financial decisions.

Language: English
Submitted on: Mar 13, 2025
Accepted on: Sep 29, 2025
Published on: Dec 3, 2025
Published by: Sciendo
In partnership with: Paradigm Publishing Services

© 2025 Matias Vico Anggoro Kristanto, Farida Nurhasanah, Rubono Setiawan, Masitah Shahrill, published by Sciendo
This work is licensed under the Creative Commons Attribution 4.0 License.