International Review of Financial Consumers

Call for Papers

Retirement Planning in an Era of Longevity, Digital Advice, and AI

The International Review of Financial Consumers
Sharon Tennyson, Editor-in-Chief

The International Review of Financial Consumers, a journal established in 2016 for the purpose of researching consumer experiences in the financial sector, invites submissions for a special issue on Retirement Planning in an Era of Longevity, Digital Advice, and AI. As population ageing, longer life expectancy, labor market changes, pension system reforms, and the changing technological and advisory environment continue to reshape the retirement planning landscape, understanding how financial consumers prepare for retirement, evaluate risk, access information and advice, and make decisions has become an increasingly important area of inquiry for scholars concerned with consumer financial well-being.

This special issue seeks to advance research on the behavioral, institutional, technological, and policy factors that shape retirement planning and the conditions under which consumers are able to make informed, secure, and sustainable planning decisions. We welcome theoretical, empirical, and case- based research from multiple disciplinary perspectives, including economics, finance, consumer studies, public policy, sociology, and related fields. Papers that offer cross-country comparisons, identify best practices, or propose reforms to improve consumer outcomes are especially encouraged.

Topics of interest include (but are not limited to):

• Retirement preparedness, savings adequacy, and household financial resilience
• Longevity risk, inflation risk, health shocks, and uncertainty in retirement planning
• Financial capability, literacy, numeracy and behavioral factors in retirement planning
• Pension system design, retirement policy, and the effects of plan design innovations
• Retirement planning of self-employed workers and workers in nonstandard employment
• Gender, racial, socioeconomic disparities, and digital divide in retirement preparedness
• Consumer trust, transparency, fairness, privacy, ethics, and regulation in digitally enabled and AI-supported retirement services
• The use of AI in retirement planning, financial advice, and consumer decision- making
• Digital financial tools, robo-advice, and online platforms for retirement planning

Submissions can be sent via email to irfc@cornell.edu. Please indicate that your manuscript is intended for the special issue on retirement planning. All submissions will be subject to the standard peer-review process employed by IRFC.

Submission Deadline: January 22, 2027
Target Issue: June 2027
Managing Editor: Hae Kyung Yang