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What does numeracy add? Exploring financial literacy, numeracy and other skills amongst low-income adults in Canada and the UK

Open Access
|Apr 2025

Figures & Tables

Socio-economic characteristics of research participants

CodeGenderAge (at time of interview)EducationNation of birth / IdentityEmployedIncomeHouseholdHousing
P1MaleYoungerUniversity degreeFirst generation immigrantFull-time employedLess than £19,380 a yearResponsibility to extended familyLiving in parent’s home
P2FemaleMiddleNAUKSocial assistanceLess than £19,380 a year3 persons: 1 adult & 2 childrenRent
P3FemaleYoungerIncomplete schoolingNAPart-time employedLess than £19,380 a yearPartner in multi-generational householdLiving in parent’s home
P4MaleOlderNANARetiredLess than £19,380 a year1 personRent
P5FemaleMiddleNANAPart-time employedLess than £19,380 a year2 persons: 1 adult & 1 childRent
P6FemaleMiddleNANAPart-time employedLess than £19,380 a year2 persons: 1 adult & 1 childRent
P7Female67NACanadaRetired$20,2431 personSubsidized cooperative housing
P8Female39High schoolCanada; Indigenous personFull-time employed$42,0005 persons: 1 adult & 4 childrenRent
P9Female53High schoolCanadaSocial assistance (disability)$14,0001 personRent with Roommate
P10Male41NACanadaSocial assistance$12,0001 personRent
P11Male54University degreeNewcomer to CanadaEmployment insurance$20,0002 persons: 1 adult & 1 childRent
P12Female35Vocational diplomaCanadaEmployment insurance (Maternity leave)$51,4382 persons: 1 adult & 1 childRent
P13Female53Incomplete schoolingCanadaPart-time employed$17,0001 personRent
DOI: https://doi.org/10.2478/irfc-2024-0007 | Journal eISSN: 2508-464X | Journal ISSN: 2508-3155
Language: English
Page range: 29 - 44
Submitted on: Sep 24, 2024
Accepted on: Jan 5, 2025
Published on: Apr 4, 2025
Published by: International Academy of Financial Consumers
In partnership with: Paradigm Publishing Services

© 2025 Adele Atkinson, Jerry Buckland, Emily Harle, published by International Academy of Financial Consumers
This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.