American College. (2024). Knowledge Areas Related to Retirement Income. Retirement Income Literacy Survey White Paper. https://insights.theamericancollege.edu/rils-key-findings/knowledge-areas.
Beshears, J., Choi, J., Laibson, D. & Madrian, B. (2009). The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States. In Social Security Policy in a Changing Environment, Brown, J., Liebman, J. & Wise, D., eds., University of Chicago Press.
Bodie, Z., Merton, R. & Samuelson, W. (1992). Labor supply flexibility and portfolio choice in a life cycle model. Journal of Economic Dynamics and Control 16(3-4), 427-449.
Brown, J., Mitchell, O. & Poterba, J. (2001). The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program. In Risk Aspects of Investment-Based Social Security Reform, edited by Campbell, J. & Feldstein, M., University of Chicago Press.
Brown, J., Poterba, J. & Richardson, D. (2019). Recent Trends in Retirement Income Choices at TIAA: Annuity Demand by Defined Contribution Plan Participants, National Bureau of Economic Research Working Paper.
Bütler, M, & Teppa, F. (2007). The Choice between an Annuity and a Lump Sum: Results from Swiss Pension Funds. Journal of Public Economics, 91 (10): 1944–66.
Carroll, G., Choi, J., Laibson, D., Madrian, B. & Metrick, A. (2009). Optimal Defaults and Active Decisions, The Quarterly Journal of Economics, 124(4), 1639-1674.
Choi, J., Laibson, D., Madrian, B., Metrick, A. & Poterba, J. (2007). For Better or for Worse: Default Effects and 401(k) Savings Behavior, Perspectives on the Economics of Aging, Edited by Wise, D. University of Chicago Press.
Dushi, I., Freidberg, L. & Webb, A. (2021). Is the Adjustment of Social Security Benefits Actuarially Fair, and, If So, for Whom? Working Paper 2021-421, Michigan Retirement and Disability Research Center, University of Michigan, Ann Arbor.
Goda, G., Levy, M., Manchester, C., Sojourner, A. & Tasoff, J. (2020). Who Is a Passive Saver Under Opt-In and Auto-Enrollment? Journal of Economic Behavior and Organization 173: 301–21.
Hagen, J, Hallberg, D., & Sjögren Lindquist, G. (2018). A Nudge to Quit? The Effect of a Change in Pension Information on Annuitization, Labor Supply and Retirement Choices among Older Workers. Discussion Paper Series 209, Global Labor Organization, Geneva, Switzerland.
Liu, Z., Finke, M. & Blanchett, D. (2024). Professional Financial Advice and Investor Behavior During the COVID-19 Pandemic, Financial Planning Review, 7(1), 21-35.
Madrian, B. & Shea, D. (2001). The power of suggestion: Inertia in 401 (k) participation and savings behavior. The Quarterly Journal of Economics, 116.4 (2001): 1149-1187.
Mitchell, O., Poterba, J., Warshawsky, M. & Brown, J. (1999). New Evidence on the Money’s Worth of Individual Annuities. American Economic Review, 89 (5): 1299–318.
Parker, J., Schoar, A., Cole, A. & Simester, D. (2022). Household Portfolios and Retirement Saving over the Life Cycle. Working Paper 29881, National Bureau of Economic Research, Cambridge, MA.
Piscopo, G. (2009). The Fair Price of Guaranteed Lifelong Withdrawal Benefit Option in Variable Annuity. Problems and Perspectives in Management, 7(4), 79-83.
Pratt, D. (2020). Private Sector Solutions for Legal and Regulatory Barriers to Annuities in 401(k) Plans. Original Research #001-2020, Retirement Income Institute, Washington, DC.