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Using Defaults to Enhance Adoption of Lifetime Income in Defined Contribution Plans Cover

Using Defaults to Enhance Adoption of Lifetime Income in Defined Contribution Plans

International Review of Financial Consumers
Volume 9 (2024): Issue 2 (December 2024)
By: Michael Finke and  Tamiko Toland  
Open Access
|Apr 2025

Authors

Michael Finke

Professor and Frank M Engle Chair of Economic Security, The American College of Financial Services

Tamiko Toland

Founder, 401(k) Annuity Hub
DOI: https://doi.org/10.2478/irfc-2024-0006 | Journal eISSN: 2508-464X | Journal ISSN: 2508-3155
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Language: English
Page range: 19 - 28
Submitted on: Jul 5, 2024
Accepted on: Dec 5, 2024
Published on: Apr 4, 2025
Published by: International Academy of Financial Consumers
In partnership with: Paradigm Publishing Services
Keywords:
Retirement,
Defined contribution,
Annuities,
Defaults,
QDIA,
Lifetime income
Related subjects:
Business and economics,
Political economics,
Economic policy,
Business management,
Corporate social responsibility (CSR), compliance management, business ethics,
Industries,
Banks, financial service provider, insurers,
Law,
Commercial law,
Consumer protection

© 2025 Michael Finke, Tamiko Toland, published by International Academy of Financial Consumers
This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

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