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Lower trade credit payment delays as a result of exclusion from tax deductible expenses Cover

Lower trade credit payment delays as a result of exclusion from tax deductible expenses

Open Access
|Dec 2025

Abstract

This article tests whether excluding late and long payments from deductible expenses shortens days payable outstanding (DPO). We exploit a natural experiment of increasing the income tax base resulting from liabilities overdue for more than 30 days and those with payments longer than 90 days in force in Poland in 2013–2015. We apply a difference-in-differences approach to a panel of 56,364 Polish firms from 2010 to 2019. Our results show that this corporate income tax regulation improves payment discipline because from 2013 to 2015, firms cut the DPO, which acknowledges that the examined instrument is an effective tool for reducing payment congestion. Furthermore, higher effective tax rates in 2013–2015 for firms with overdue liabilities confirm that the unreliable contractors applied the analysed provisions. Therefore, excluding late payments from deductible costs is a good way to reduce intentionally delayed payments and can be seen as a method to reduce the problem of late and long payments, which is a serious problem worldwide.

DOI: https://doi.org/10.2478/ijme-2025-0020 | Journal eISSN: 2543-5361 | Journal ISSN: 2299-9701
Language: English
Page range: 40 - 53
Submitted on: Mar 11, 2024
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Accepted on: May 5, 2025
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Published on: Dec 31, 2025
In partnership with: Paradigm Publishing Services
Publication frequency: 4 issues per year

© 2025 Arkadiusz Bernal, Anna Białek-Jaworska, published by Warsaw School of Economics
This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 License.