Table 1.
Individual and partnership demographics by gender
| Variable | Female | Male | ||
|---|---|---|---|---|
| mean | sd | mean | sd | |
| Individual Characteristics | ||||
| N | 54 | 54 | ||
| Age (years) | 46.13 | 12.38 | 48.78 | 13.55 |
| Race (% White) | 59.3% | 64.8% | ||
| Matched on Race | 83.3% | |||
| Nationality (% U.S. born) | 50.0% | 46.3% | ||
| Matched on Nationality | 85.2% | |||
| Relationship Characteristics | ||||
| Kids (count) | 0.76 | sd=1.01 | ||
| Relationship Length (years) | 19.89 | 11.15 | 19.78 | 11.05 |
| Previous Partners | 0.35 | 0.59 | 0.43 | 0.77 |
Table 2.
Primary regression models to predict financial anxiety.
| Female | Male | |||||||
|---|---|---|---|---|---|---|---|---|
| Coef | SE | Boot LB | Boot UB | Coef | SE | Boot LB | Boot UB | |
| Intercept | 2.78 | 0.97 | 0.86 | 4.78 | 1.36 | 1.41 | −1.25 | 4.04 |
| Strain | 0.76 | 0.13 | 0.57 | 0.98 | 0.63 | 0.21 | 0.27 | 0.96 |
| FTS | −0.19 | 0.17 | −0.54 | 0.13 | 0.12 | 0.24 | −0.39 | 0.63 |
| AIC | 172.57 | 205.59 | ||||||
| BIC | 180.52 | 213.54 | ||||||
[i] Note: We ran separate models for both sex categories. Each regression model was run with 1,000 bootstrap samples. The model coefficients displayed are the means from all bootstrap iterations. The 95% confidence interval reflects the inner 95% of output coefficients. Akaike Information Criterion (AIC) and Bayesian Information Criterion (BIC) are shown to describe the fit of the models.
Table 3.
Regression models to predict financial anxiety using additional predictors.
| Female | Male | |||||||
|---|---|---|---|---|---|---|---|---|
| Coef | SE | Boot LB | Boot UB | Coef | SE | Boot LB | Boot UB | |
| Intercept | 1.61 | 1.73 | −1.73 | 5.40 | 0.14 | 2.82 | −5.58 | 6.76 |
| Strain | 0.60 | 0.14 | 0.30 | 0.85 | 0.50 | 0.27 | −0.06 | 1.03 |
| FTS | −0.27 | 0.16 | −0.71 | 0.08 | 0.01 | 0.25 | −0.53 | 0.52 |
| zWorth | −0.38 | 0.21 | −0.89 | 0.00 | −0.51 | 0.29 | −1.16 | 0.13 |
| Breadwinner | 0.69 | 0.35 | 0.03 | 1.35 | −0.11 | 0.52 | −1.25 | 1.02 |
| Financial DM | −0.97 | 0.36 | −1.74 | −0.23 | 0.09 | 0.49 | −0.87 | 1.12 |
| Quality | −0.55 | 1.50 | −3.57 | 2.57 | 1.70 | 2.43 | −3.91 | 5.67 |
| Length | 0.02 | 0.02 | −0.01 | 0.06 | −0.02 | 0.02 | −0.07 | 0.04 |
| Upbringing | 0.13 | 0.10 | −0.10 | 0.36 | 0.01 | 0.15 | −0.29 | 0.34 |
| Education | 0.26 | 0.20 | −0.16 | 0.60 | 0.20 | 0.17 | −0.16 | 0.59 |
| AIC | 169.68 | 211.14 | ||||||
| BIC | 191.56 | 233.02 | ||||||
[i] Note: We ran a separate model for each sex category. Net worth was standardised before inclusion as a predictor. Breadwinner and financial decision maker were dummy-coded (1 = claims primary role, 0 = does not claim this primary role). Four satisfaction items were rescaled to range from 0 to 1 and then averaged. Each regression model was run with 1,000 bootstrap resamples. The model coefficients displayed are the means from all bootstrap iterations. The 95% confidence interval reflects the inner 95% of output coefficients. Akaike Information Criterion (AIC) and Bayesian Information Criterion (BIC) were each reported to describe the fit of the models.
Figure 1.
Predicted vs Self-Reported Responses.
Note: Each panel displays means and standard errors and compares predicted (P) responses to self-reports (S). Female (male) responses are labelled in red (blue). Predicted responses and actual responses are displayed in pairs.
Table 4.
Correlations and Sign Tests
| R | V | p | R | V | p | R | V | p | |
|---|---|---|---|---|---|---|---|---|---|
| Comparison | Spending Secrets | Lie about Spending | Lie about Transactions | ||||||
| self-self | 0.34 | 133.5 | 0.90 | 0.29 | 58.5 | 0.63 | 0.12 | 65.0 | 0.59 |
| female predicts male | 0.55 | 54.5 | 0.02 | 0.74 | 16.5 | 0.01 | 0.66 | 33.5 | 0.01 |
| male predicts female | 0.08 | 88.5 | 0.91 | 0.37 | 59.0 | 0.98 | 0.25 | 77.5 | 0.73 |
| Disclose Bonus | Disclose Earnings | Trust Judgment | |||||||
| self-self | 0.34 | 69.0 | 0.62 | 0.31 | 131.0 | 0.15 | −0.31 | 247.0 | 0.03 |
| female predicts male | 0.37 | 68.0 | 0.70 | 0.72 | 90.0 | 0.86 | 0.12 | 166.5 | 0.06 |
| male predicts female | 0.37 | 58.5 | 0.73 | 0.51 | 114.5 | 0.20 | 0.38 | 287.0 | 0.65 |
| Disclose All Purchases | Just Getting By | Worry about Running Out | |||||||
| self-self | 0.34 | 329.5 | 0.39 | 0.69 | 258.5 | 0.84 | 0.53 | 482.0 | 0.33 |
| female predicts male | 0.44 | 274.0 | 0.06 | 0.67 | 366.0 | 0.24 | 0.53 | 293.0 | 0.83 |
| male predicts female | 0.34 | 297.0 | 0.28 | 0.58 | 315.5 | 0.29 | 0.34 | 373.0 | 0.98 |
[i] Note: Table 4 displays Polychoric correlations (R) and Wilcoxon rank-sign tests (VWilcoxon and p-value) comparing (1) female and male self-reports (self-self), (2) females predicting male responses, and (3) males predicting female responses.