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Post-COVID Digital Banking Adoption in Kosovo: The Roles of Trust, Utility, and Physical Channels Cover

Post-COVID Digital Banking Adoption in Kosovo: The Roles of Trust, Utility, and Physical Channels

Open Access
|May 2026

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DOI: https://doi.org/10.2478/bsrj-2026-0012 | Journal eISSN: 1847-9375 | Journal ISSN: 1847-8344
Language: English
Page range: 243 - 264
Submitted on: Dec 14, 2024
Accepted on: Sep 12, 2025
Published on: May 10, 2026
In partnership with: Paradigm Publishing Services
Publication frequency: 2 issues per year

© 2026 Besa Hajdaraj, Driton Balaj, Helena Nikolić, published by IRENET - Society for Advancing Innovation and Research in Economy
This work is licensed under the Creative Commons Attribution 4.0 License.