Conceptual Model of Merchant Intention to use E-Money

Electronic money (or electronic wallet) has been emerging payment platform these days. The advance of internet and technology makes it faster to penetrated market. The pandemic of covid-19 also plays role in encouraging the acceleration of the use of electronic money. This study was intended to build a conceptual model of merchant intention to use electronic money. The conceptual model was formulated based on previous studies in identifying intention antecedent in using electronic money. This research is expected to provide a model framework to provide a more complete prediction of the intention to use electronic money from merchant perspective.