Digital Finance and the Governance of Innovation in International Banking
References
- Athanassiou, P. L. (2016). Digital innovation in financial services: Legal challenges and regulatory policy issues. Kluwer Law International BV.
- Al-Dmour, A., Al-Dmour, R., & Rababeh, N. (2021). The impact of knowledge management practice on digital financial innovation: The role of bank managers. VINE Journal of Information and Knowledge Management Systems, 51(3), 492–514.
- Costache, B. (2024). Rethinking the training of teaching staff through the development of internship and mentoring programs. In ICERI2024 Proceedings (pp. 5846-5852). IATED
- Craiu, D. M., Munteanu, P., & Soare, V. C. (2025). The role of informal learning in entrepreneurial education: insights from young start-up founders. In ICERI2025 Proceedings, pp. 2637- 2646. IATED.
- Cronin, M. J. (1998). Banking and finance on the Internet. John Wiley & Sons.
- Fairooz, H. M. M., & Wickramasinghe, C. N. (2019). Innovation and development of digital finance: A review on digital transformation in banking & financial sector of Sri Lanka. Asian Journal of Economics, Finance and Management, 1(1), 69–78.
- Gruin, J., & Knaack, P. (2020). Not just another shadow bank: Chinese authoritarian capitalism and the ‘developmental’ promise of digital financial innovation. New Political Economy, 25(3), 370–387.
- Kingiri, A. N., & Fu, X. (2020). Understanding the diffusion and adoption of digital finance innovation in emerging economies: M-Pesa money mobile transfer service in Kenya. Innovation and Development.
- Misati, R., Osoro, J., Odongo, M., & Abdul, F. (2024). Does digital financial innovation enhance financial deepening and growth in Kenya? International Journal of Emerging Markets, 19(3), 679–705.
- Pavlidis, G. (2021). Europe in the digital age: Regulating digital finance without suffocating innovation. Law, Innovation and Technology, 13(2), 464–477.
- Pazarbasioglu, C., Mora, A. G., Uttamchandani, M., Natarajan, H., Feyen, E., & Saal, M. (2020). Digital financial services. World Bank, 54(1), 1–54.
- Ristic, K. (2021). New financial future: Digital finance as a key aspect of financial innovation. Economic and Social Development: Book of Proceedings, 283–288.
- Shaikh, A. A., Glavee-Geo, R., & Karjaluoto, H. (2017). Exploring the nexus between financial sector reforms and the emergence of digital banking culture–Evidences from a developing country. Research in International Business and Finance, 42, 1030–1039.
- Stefanelli, V., & Manta, F. (2023). Digital financial services and open banking innovation: Are banks becoming ‘invisible’? Global Business Review.
- Tsindeliani, I. A., Proshunin, M. M., Sadovskaya, T. D., Popkova, Z. G., Davydova, M. A., & Babayan, O. A. (2022). Digital transformation of the banking system in the context of sustainable development. Journal of Money Laundering Control, 25(1), 165–180.
- Vuong, G. T. H., Barky, W., & Nguyen, M. H. (2025). Stabilizing the national banking system through digital financial inclusion, creative innovations, and green finance in low-financially developed economies. Journal of Open Innovation: Technology, Market, and Complexity, 11(1), 100434.
DOI: https://doi.org/10.2478/picbe-2026-0235 | Journal eISSN: 2558-9652
Language: English
Page range: 3127 - 3133
Published on: Jul 22, 2026
Published by: Bucharest University of Economic Studies
In partnership with: Paradigm Publishing Services
Publication frequency: 1 issue per year
Keywords:
Related subjects:
© 2026 Bogdan Marius PETRE, Vladimir-Aurelian ENACHESCU, Costin PETCU, Andreea BACIU, published by Bucharest University of Economic Studies
This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 License.