References
- Allen, H., Hawkins, J. și Sato, S., 2001, „Electronic trading and its implications for financial systems” în Electronic finance: a new perspective and challenges, editat de Bank for International Settlements.
- Baubeau, P., 2016, „Dematerialization and the cashless society: A look backward, a look sideward” în The Book of payments: historical and contemporary views on the cashless society, editat de Batiz-Lazo, B. Și Efthymiou, L., Londra: Palgrave Macmillan.
- Brady, N., 2019, Paper share certs to get stay of execution from EU, The Times, [online] Available at www.thetimes.co.uk/article/paper-share-certs-to-get-stay-of-execution-from-eu-sp7rpfv8j [accessed at 20.07.2019].
- Bratianu, C. & Orzea, I. (2013). “Emotional knowledge: the hidden part of the knowledge Iceberg”. In Janiunaite, B., Pundziene, A. & Petraite, M. (Eds.). Proceedings of the 14th European Conference on Knowledge Management, Kaunas University of Technology, Lithuania, 5-6 September 2013 (pp. 82-90). Reading: Academic Conferences and Publishing International.
- Bratianu, C. (2018). “Intellectual capital research and practice: 7 myths and one golden rule”. Management & Marketing. Challenges for the Knowledge Society, Vol. 13, Issue 2, pp. 859-879.
- Bratianu, C. & Bejinaru, R. (2019). “The theory of knowledge fields: a thermodynamic Approach”. Systems, Vol. 7, Issue 2, article 20, pp. 1-12.
- Consumers International, 2017, Banking on the future: An exploration of fintech and the consumer interest, [online] Available at www.consumersinternational.org/media/154710/banking-on-the-future-full-report.pdf [accessed at 20.07.2019].
- DTCC (2012). A proposal to fully dematerialize physical securities eliminating the costs and risks they incur, [online] Available at www.dtcc.com/~/media/Files/Downloads/WhitePapers/Dematerialize_Securities_July_2012.pdf [accessed at 20.07.2019].
- European Commission, 2018, Banking sector: Value proposition of eIDAS-based eID, [online] Available at ec.europa.eu/cefdigital/wiki/display/EIDCOMMUNITY/Study+on+the+opportunities+and+challenges+of+eID+for+Banking?preview=/78548273/78548264/20190206_eIDASeID_Banking.pdf [Accessed 12.07.2019].
- Ferguson, N., 2009, The ascent of money: A financial history of the world, New York: Penguin Publishing Group.
- Kamantauskas, P., 2015, Formation of click-wrap and browse-wrap contracts, Teises apzvalga Law Review, 1(2), 51-88.
- Mansilla-Fernandez, J., 2017, Numbers, European Economy - Banks, Regulation, and the Real Sector, 3(2), 31-40.
- Mention, A.-L., 2019, The future of fintech, Research-Technology Management, 62(4), 59–63.
- Philippon, T., 2015, Has the US finance industry become less efficient? On the theory and measurement of financial intermediation, American Economic Review, 105(4), 1408-1438.
- Pîrjan, A. and Petroșanu, D. M., 2008, Dematerialized monies – new means of payment, Romanian Economic Business Review, 3(2), 37-47.
- Sachee, Z., 2016, Electronic trading & the growth of automatic trading strategies, ECB Bond Market Contact Group [online] Available at www.ecb.europa.eu/paym/groups/pdf/bmcg/160119/2016-01-19_Item_1.a.AutomatedTradingStrategies-dealerperspective.pdf?945d165db9fffc19b0ad4d92b60deb13 [accessed at 21.07.2019].
- Tărchilă, P. și Nagy, M., 2015, Comparative approach of the electronic contract and classical Contract in teaching the content of the new Civil Code in Romania, Procedia - Social and Behavioral Sciences, 191, 464–468.
- Thakor, A. V., 2019, Fintech and banking, [online] Available at ssrn.com/abstract=3332550 [accessed at 23.07.2019].
- Weatherford, J., 1998, The history of money, New York: Crown Business.
- World Economic Forum, 2017, Beyond fintech: A pragmatic assessment of disruptive potential in financial services [online] Available at www3.weforum.org/docs/Beyond_Fintech_-_A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf [accessed at 20.07.2019].
- *European Central Bank, 2019, Banknotes and coins circulation, [online] Available at: www.ecb.europa.eu/stats/policy_and_exchange_rates/banknotes+coins/circulation/html/index.en.html# [accessed at 21.07.2019].
- **fese.eu/statistics