Authors
Bilal Ahmed Memon
School of Business and Economics, Westminster International University in Tashkent, Uzbekistan
Gulhayo Nusratova
School of Business and Economics, Westminster International University in Tashkent, Uzbekistan
© 2025 Bilal Ahmed Memon, Gulhayo Nusratova, published by Central Bank of Montenegro
This work is licensed under the Creative Commons Attribution 4.0 License.