Authors
Ilona Skibińska-Fabrowska
ilona.skibinska-fabrowska@mail.umcs.pl
Department of Insurance and Investments, Faculty of Economics, Maria Curie Sklodowska University, Lublin, Poland and Narodowy Bank Polski, Kraków, Poland
ilona.skibinska-fabrowska@mail.umcs.pl
© 2023 Ilona Skibińska-Fabrowska, published by Central Bank of Montenegro
This work is licensed under the Creative Commons Attribution 4.0 License.