Have a personal or library account? Click to login
An Empirical Investigation into the Effect of Explicit Deposit Insurance and Design on the Liability Structure of Banks Cover

An Empirical Investigation into the Effect of Explicit Deposit Insurance and Design on the Liability Structure of Banks

Open Access
|Sep 2019

References

  1. 1. Assa, H., & Okhrati, R. (2018). Designing Sound Deposit Insurances. Journal of Computational and Applied Mathematics, 327, 226-242.10.1016/j.cam.2017.05.043
  2. 2. Bradley, C. M., & Shibut, L. (2006). The Liability Structure of FDIC Insured Institutions: Changes and Implications. FDIC Banking Review., 18, 1.
  3. 3. Buser, S. A., Chen, A. H., & Kane, E. J. (1981). Federal deposit insurance, regulatory policy, and optimal bank capital. The Journal of Finance, 36(1), 51-60.10.1111/j.1540-6261.1981.tb03534.x
  4. 4. Chernykh, L., & Cole, R. A. (2011). Does Deposit Insurance Improve Financial Intermediation? Evidence from the Russian experiment. Journal of Banking & Finance, 35(2), 388-402.10.1016/j.jbankfin.2010.08.014
  5. 5. Cull, R., Senbet, L. W., & Sorge, M. (2002). The Effect of Deposit Insurance on Financial Depth: A Cross-Country Analysis. The Quarterly Review of Economics and Finance, 42(4), 673-694.10.1016/S1062-9769(02)00120-5
  6. 6. Demirgüç-Kunt, A., & Detragiache, E. (2002). Does Deposit Insurance increase Banking System Stability? An Empirical Investigation. Journal of monetary economics, 49(7), 1373-1406.10.1016/S0304-3932(02)00171-X
  7. 7. Demirgüç-Kunt, A., & Kane, E. J. (2002). Deposit Insurance around the Globe: Where does it work?. Journal of Economic Perspectives, 16(2), 175-195.10.1257/0895330027319
  8. 8. Demirgüç-Kunt, A., & Huizinga, H. (2004). Market discipline and deposit insurance. Journal of Monetary Economics, 51(2), 375-399.10.1016/j.jmoneco.2003.04.001
  9. 9. Demirgüç-Kunt, A. (2013). Re-examining the role of the state in the financial sector. Journal of Financial Stability, 4(9), 731-732.10.1016/j.jfs.2013.10.004
  10. 10. Diamond, D. W., & Dybvig, P. H. (1983). Bank runs, deposit insurance, and liquidity. Journal of Political Economy, 91(3), 401-419.10.1086/261155
  11. 11. Fueda, I., & Konishi, M. (2007). Depositors’ response to deposit insurance reforms: evidence from Japan, 1990–2005. Journal of Financial Services Research, 31(2-3), 101-122.10.1007/s10693-007-0010-7
  12. 12. Goldstein, I., & Pauzner, A. (2005). Demand–deposit contracts and the probability of bank runs. The Journal of Finance, 60(3), 1293-1327.10.1111/j.1540-6261.2005.00762.x
  13. 13. Gonzalez, F. (2005). Bank regulation and risk-taking incentives: An international comparison of bank risk. Journal of Banking & Finance, 29(5), 1153-1184.10.1016/j.jbankfin.2004.05.029
  14. 14. Gropp, R., & Heider, F. (2010). The determinants of bank capital structure. Review of Finance, 14(4), 587-622.10.1093/rof/rfp030
  15. 15. Igbinosa, S., Sunday, O., & Babatunde, A. (2017). Empirical Assessment on Financial Regulations and Banking Sector Performance. Journal of Central Banking Theory and Practice, 6(3), 143-155.10.1515/jcbtp-2017-0024
  16. 16. Ioannidou, V., & De Dreu, J. (2019). The Impact of Explicit Deposit Insurance on Market Discipline. Panel Data Econometrics, (pp. 839-864). Academic Press.10.1016/B978-0-12-815859-3.00026-3
  17. 17. Keiko, M.?, & Masahiro, H.? (2004). End of the Convoy system and the surge of Market Discipline: Evidence from Japanese small Financial Institutions (No. 105). Economic and Social Research Institute (ESRI).
  18. 18. Kim, I., & Han, Y. (2014). Deposit insurance, banks’ moral hazard, and regulation: Evidence from the ASEAN countries and Korea. Emerging Markets Finance and Trade, 50(6), 56-71.10.1080/1540496X.2014.1013875
  19. 19. Leland, H. E. (1994). Corporate debt value, bond covenants, and optimal capital structure. The Journal of Finance, 49(4), 1213-1252.10.1111/j.1540-6261.1994.tb02452.x
  20. 20. Martinez Peria, M. S., & Schmukler, S. L. (2001). Do Depositors Punish Banks for Bad Behavior? Market discipline, Deposit Insurance, and Banking Crises. The Journal of Finance, 56(3), 1029-1051.10.1111/0022-1082.00354
  21. 21. Merton, R. C. (1977). An analytic derivation of the cost of deposit insurance and loan guarantees an application of modern option pricing theory. Journal of Banking & Finance, 1(1), 3-11.10.1016/0378-4266(77)90015-2
  22. 22. Murata, K., & Hori, M. (2004), End Of The Convoy System And The Surge Of Market Discipline: Evidence From Japanese Small Financial Institutions, Esri Discussion Paper No. 105 Tokyo Economic And Social Research Institute
  23. 23. Nys, E., Tarazi, A., & Trinugroho, I. (2015). Political connections, Bank Deposits, and Formal Deposit Insurance. Journal of Financial Stability, 19, 83-104.10.1016/j.jfs.2015.01.004
  24. 24. Park, S. (1995). Market discipline by depositors: Evidence from reduced-form equations. The Quarterly Review of Economics and Finance, 35, 497-51410.1016/1062-9769(95)90051-9
  25. 25. Qian, N., Zhang, K., & Zheng, C. (2017). How Do Regulatory Ability and Banking Market Structure Affect Explicit Deposit Insurance Scheme Adoption and Banks’ Risk Taking?. Available athttp://dx.doi.org/10.2139/ssrn.306094310.2139/ssrn.3060943
  26. 26. Sundaresan, S., & Wang, Z. (2014). Bank Liability Structure. Columbia Business School Research Paper No. 14-4110.2139/ssrn.2495579
  27. 27. Tsuru, K. (2003). Depositors’ selection of banks and the deposit insurance system in Japan: Empirical evidence and its policy implications. Research Institute of Economy, Trade and Industry (RIETI) Discussion Paper Series, (03-E), 024.
Language: English
Page range: 179 - 206
Submitted on: Apr 23, 2018
|
Accepted on: Jul 6, 2018
|
Published on: Sep 19, 2019
In partnership with: Paradigm Publishing Services
Publication frequency: 3 issues per year

© 2019 Khalil Ullah Mohammad, Shin-Ichi Nishiyama, published by Central Bank of Montenegro
This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 License.