| General questions about the growth of the leasing market: | H1–H4 |
| What is the growth potential of the leasing market in Poland? Are we facing market saturation? |
| Is there still room for growth? |
| If so, when might this occur? |
| If not—what could be the catalyst for further growth? |
| General questions about leased assets: | H1–H4 |
| Currently, leasing is mainly used to finance purchases of movable property, including, in particular, means of transportation, machinery, etc. Only a small part of financing concerns real property. |
| Will this structure persist in the future? Can we expect new trends to emerge in this area? |
| Can we expect real property leasing to grow in importance in the coming years? |
| Questions about specific trends: |
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| What is your opinion on each of these trends? Is it really taking place, and if so, how is it affecting the leasing sector? |
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| In your opinion, are there any trends not mentioned here that are relevant to the leasing industry? |
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| Questions asked after a specific trend was indicated: |
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| The conducted analysis has led us to identify trends currently affecting the leasing sector, including: |
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| External shocks, including COVID-19, and more recently, the war in Ukraine, and, consequently, inter alia, the pursuit of security and shortening of supply chains; | H1 |
| Striving to transition into the circular and collaborative consumption model (subscription of any goods, i.e., anything as a service [XaaS]); | H2 |
| digitalization, automation, and robotization and their impact on: | H3 |
| leased assets (including the growing demand for less numerous but more advanced and expensive machinery and equipment), |
| the manner of service performance (to be discussed in more detail in the last section); |
| Changes in customer service methods: |
| integration of web-based customer service modules (interfaces) for various services offered in a financial group–banks + leasing companies (management of a company account, leasing products, credits, etc.), use of telematics (offers better tailored to customer needs, cost reduction and improving the quality of customer service), |
| development of innovations in the financial sector (fintech), including on-line leasing (e.g., on-line executing lease contracts). |
| Development of the EV segment | H4 |
