The Use of Alternative Financial Services (AFS): A Social Cognitive Approach
By: Ichchha Pandey, Olamide Olajide and Sabina Pandey
Authors
Ichchha Pandey
Augusta University, Hull College of Business Summerville Campus, Augusta
Olamide Olajide
Texas Tech University, School of Financial Planning, Lubbock
Sabina Pandey
Appalachian State University, Walker College of Business, Department of Finance, Banking & Insurance, Boone
Language: English
Published on: Jan 28, 2026
Published by: Financial Advice Association of Australia
In partnership with: Paradigm Publishing Services
Publication frequency: 2 issues per year
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© 2026 Ichchha Pandey, Olamide Olajide, Sabina Pandey, published by Financial Advice Association of Australia
This work is licensed under the Creative Commons Attribution 4.0 License.