Figure 1:
Figure 2:
Withdrawal rates equivalents for varying starting values
| Starting Balance | ASFA Modest $32,656 | ASFA Comfortable $56,406 |
|---|---|---|
| $250,000 | 13.06% | 22.56% |
| $500,000 | 6.53% | 11.28% |
| $750,000 | 4.35% | 7.52% |
| $1,000,000 | 3.27% | 5.64% |
| $1,250,000 | 2.61% | 4.51% |
| $1,500,000 | 2.18% | 3.76% |
Ranking of Annualised Performance (Stocks, real accumulated returns)
| Ranking | Country | Annualised Performance (%) | Standard Deviation | Reward/Risk Ratio |
|---|---|---|---|---|
| #1 | Australia | 7.22 | 18.23 | 0.40 |
| #2 | South Africa | 7.21 | 22.49 | 0.32 |
| #3 | United States | 6.19 | 20.20 | 0.31 |
| #4 | Sweden | 6.11 | 22.87 | 0.27 |
| #5 | New Zealand | 5.76 | 19.66 | 0.29 |
| #6 | Canada | 5.69 | 17.22 | 0.33 |
| #7 | United Kingdom | 5.20 | 19.94 | 0.26 |
| #8 | Finland | 5.01 | 30.41 | 0.16 |
| #9 | Denmark | 4.85 | 20.90 | 0.23 |
| #10 | Netherlands | 4.81 | 21.76 | 0.22 |
| #11 | Switzerland | 4.13 | 19.73 | 0.21 |
| #12 | Norway | 4.08 | 27.33 | 0.15 |
| #13 | Ireland | 3.72 | 23.06 | 0.16 |
| #14 | Japan | 3.62 | 29.78 | 0.12 |
| #15 | Spain | 3.42 | 22.21 | 0.15 |
| #16 | France | 2.87 | 23.45 | 0.12 |
| #17 | Germany | 2.86 | 32.18 | 0.09 |
| #18 | Belgium | 2.39 | 23.57 | 0.10 |
| #19 | Italy | 1.68 | 28.99 | 0.06 |