Pearson's correlation between determinants of MM (PEOU, PU, PCRED, and PR) and behavioral intention to use MM services (Source: IBM SPSS statistics version 25)
| MM determinants | Behavioral intention | ||
|---|---|---|---|
| MM determinants | Pearson's correlation | 1 | 572** |
| Sig. (two tailed) | – | 0 | |
| n | 249 | 249 | |
| Behavioral intention | Pearson's correlation | 572** | 1 |
| Sig. (two tailed) | 0 | – | |
| n | 249 | 249 | |
Exploratory factor analysis of the measurement of determinants of MM (PEOU, PU, PCRED, and PR) (Source: IBM SPSS statistics version 25)
| Item | Mean | SD | Factor loading | Item total correlation |
|---|---|---|---|---|
| Mobile money determinants Factor | ||||
| PU | 4.57 | 1.621 | 0.852 | 0.521 |
| PEOU | 4.46 | 0.433 | 0.781 | 0.454 |
| PR | 4.32 | 0.512 | 0.705 | 0.412 |
| PCRED | 4.12 | 1.132 | 0.699 | 0.399 |
Determinants of MM as predictors of behavioral intention (Source: IBM SPSS statistics version 25)
| R | R2 | Adjusted R2 | F | B | T | Sig. | |
|---|---|---|---|---|---|---|---|
| 0.721a | 0.512 | 0.474 | 21.162 | --- | --- | 0.000b | |
| PEOU | 0.172 | 2.461 | 0.002 | ||||
| PU | 0.188 | 3.212 | 0.001 | ||||
| PCRED | 0.161 | 3.035 | 0.011 | ||||
| PR | 0.157 | 2.482 | 0.021 | ||||
| (Constant) | --- | 2.637 | 0.005 |