Have a personal or library account? Click to login
Give credit to the market: The decision not to prohibit 100 per cent loan-to-value mortgages Cover

Give credit to the market: The decision not to prohibit 100 per cent loan-to-value mortgages

Open Access
|Jun 2019

References

  1. Ahearne, A. (2015). Transcript, evidence to the Oireachtas Joint Committee of Inquiry into the Banking Crisis. Retrieved from https://inquiries.oireachtas.ie/banking/hearings-evidence [20 April 2019].
  2. Baumgartner, F., & Jones, B. (2009). Agendas and instability in American politics (2nd edn). London: University of Chicago Press.10.7208/chicago/9780226039534.001.0001
  3. Bennett, A., & Elman, C. (2006). Qualitative research: Recent developments in case study methods. Annual Review of Political Science, 9, 455–76.10.1146/annurev.polisci.8.082103.104918
  4. Central Bank of Ireland. (2005). Financial stability review 2005. Dublin: Central Bank of Ireland.
  5. Central Bank of Ireland. (2014). Macro-prudential policy for residential mortgage lending. Dublin: Central Bank of Ireland.
  6. FitzGerald, J. (2015). Transcript, evidence to the Oireachtas Joint Committee of Inquiry into the Banking Crisis. Retrieved from https://inquiries.oireachtas.ie/banking/hearings-evidence [20 April 2019].
  7. FitzGerald, C. (2016). Leading to crisis: Decision-making in Ireland’s Celtic tiger [PhD thesis]. Retrieved from http://doras.dcu.ie/21340/ [20 April 2019].
  8. Fitzpatrick, T., & McQuinn, K. (2004). House prices and mortgage credit: Empirical evidence from Ireland [Research technical paper 5/RT/04]. Dublin: Central Bank of Ireland.
  9. Friedman, J. (2009). A crisis of politics, not economics: Complexity, ignorance, and policy failure. Critical Review, 21 (2–3), 127–83.10.1080/08913810903030980
  10. George, A., & Bennett, A. (2005). Case studies and theory development in the social sciences. Massachusetts: Cambridge University Press.
  11. Gerring, J. (2007). Case study research: Principles and practices. New York: Cambridge University Press.10.1017/CBO9780511803123
  12. Grossman, R. (2013). Wrong: Nine economic policy disasters and what we can learn from them. Oxford: Oxford University Press.
  13. Haldane, A. (2013, September 4). Why institutions matter (more than ever). Speech delivered at Centre for Research on Socio-Cultural Change (CRESC) Annual Conference, School of Oriental and African Studies, London.
  14. Hall, P. (2003). Aligning ontology and methodology in comparative politics. In J. Mahoney & D. Rueschemeyer (Eds), Comparative historical analysis in the social sciences. New York: Cambridge University Press.10.1017/CBO9780511803963.012
  15. Honohan, P. (2010). The Irish banking crisis, regulatory and financial stability policy 20032008. A report to the Minister for Finance by the Governor of the Central Bank. Dublin: Government Publications.
  16. Igan, D., & Kang, H. (2011). Do loan-to-value and debt-to-income limits work? Evidence from Korea. Retrieved from www.imf.org/external/pubs/ft/wp/2011/wp11297.pdf [20 April 2019].10.2139/ssrn.1974849
  17. Jácome, L., & Mitra, S. (2015). LTV and DTI limitsGoing granular. Retrieved from www.imf.org/external/pubs/cat/longres.aspx?sk=43084.0 [20 April 2019].10.2139/ssrn.2653607
  18. Janis, I. (1982). Groupthink: Psychological studies of policy decisions and fiascoes (2nd edn). Boston: Houghton Mifflin.
  19. Kahneman, D. (2011). Thinking, fast and slow. London: Allen Lane.
  20. Kahneman, D., & Tversky, A. (1984). Choices, values and frames. American Psychologist, 39 (4), 341–50.10.1037/0003-066X.39.4.341
  21. Lunn, P. (2013). The role of decision-making biases in Ireland’s banking crisis. Irish Political Studies, 28 (4), 563–90.10.1080/07907184.2012.742068
  22. Lydon, R., & McCarthy, Y. (2011). What lies beneath? Understanding recent trends in Irish mortgage arrears [Research technical paper, No 14/RT/11]. Dublin: Central Bank of Ireland.
  23. McCarty, N., Poole, K., & Rosenthal, H. (2013). Political bubbles: Financial crises and the failure of American democracy. Princeton, N.J.: Princeton University Press.10.1515/9781400846399
  24. Nyberg, P. (2011). Misjudging risk: Causes of the systemic banking crisis in Ireland. Retrieved from www.bankinginquiry.gov.ie [20 April 2019].
  25. Select Committee on Finance and the Public Service. (2005, July 20). National Economic and Social Development Bill 2002: Committee stage. Retrieved from https://www.oireachtas.ie/en/debates/debate/select_committee_on_finance_and_the_public_service/2005-07-20/2/ [22 April 2019].
  26. Slattery, L. (2005, July 14). Property surge expected as bank offers 100% mortgages. The Irish Times.
  27. Sunstein, C., & Hastie, R. (2015). Wiser: Getting beyond groupthink to make groups smarter. Boston: Harvard Business School.
  28. Wright, R. (2010). Strengthening the capacity of the Department of Finance. Retrieved from https://www.finance.gov.ie/updates/strengthening-thecapacity-of-the-department-of-finance-wright-report/ [20 April 2019].
DOI: https://doi.org/10.2478/admin-2019-0012 | Journal eISSN: 2449-9471 | Journal ISSN: 0001-8325
Language: English
Page range: 25 - 45
Published on: Jun 3, 2019
Published by: The Institute of Public Administration of Ireland
In partnership with: Paradigm Publishing Services
Publication frequency: 4 issues per year

© 2019 Cathal FitzGerald, published by The Institute of Public Administration of Ireland
This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.