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Credit risk management and its impact on the profitability of Algerian banks: An applied study using Panel –Data model during the period 2009-2020 Cover

Credit risk management and its impact on the profitability of Algerian banks: An applied study using Panel –Data model during the period 2009-2020

Open Access
|Apr 2023

Abstract

This study aims to investigate the relationship between credit risk management and the profitability of commercial banks by testing the impact of credit risk indicators on assessing the profitability of a sample of Algerian commercial banks during the period 2009-2020 by using a panel-data model. The results of the applied study indicate that: the ratio of loan loss provisions to total loans and capital adequacy ratio are the most important indicators of credit risk management that affect and contribute to evaluating the profitability of Algerian commercial banks.

DOI: https://doi.org/10.19275/rsep146 | Journal eISSN: 2547-9385 | Journal ISSN: 2149-9276
Language: English
Page range: 31 - 39
Submitted on: Jan 11, 2023
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Accepted on: Mar 22, 2023
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Published on: Apr 30, 2023
Published by: BC Publishing
In partnership with: Paradigm Publishing Services
Publication frequency: 2 issues per year

© 2023 Fatma Benchenna, Mohamed Djemoui Korichi, published by BC Publishing
This work is licensed under the Creative Commons Attribution 4.0 License.