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Perceived usefulness, ease of use, risk, and trust: Explaining BNPL user recommendation intention through behavioural models Cover

Perceived usefulness, ease of use, risk, and trust: Explaining BNPL user recommendation intention through behavioural models

Open Access
|Feb 2026

Authors

Krzysztof Waliszewski

krzysztof.waliszewski@ue.poznan.pl

Poznań University of Economics and Business, Department of Money and Banking, Poznań, Poland

Ewa Cichowicz

ewa.cichowicz@sgh.waw.pl

SGH Warsaw School of Economics, Financial System Department, Warszawa, Poland

Mateusz Folwarski

mateusz.folwarski@uek.krakow.pl

Krakow University of Economics, Poland, Department of Banking and the Global Financial System, Kraków, Poland

Łukasz Gębski

lgebski@sgh.waw.pl

SGH Warsaw School of Economics, Institute of Banking, Warszawa, Poland

Jakub Kubiczek

jakub.kubiczek@uekat.pl

University of Economics in Katowice, Department of Economic and Financial Analysis, Katowice, Poland

Paweł Niedziółka

pniedz@sgh.waw.pl

SGH Warsaw School of Economics, Institute of Banking, Warszawa, Poland

Małgorzata Solarz

malgorzata.solarz@ue.wroc.pl

Wroclaw University of Economics and Business, Department of Finance and Accounting, Jelenia Góra, Poland
DOI: https://doi.org/10.18559/ebr.2025.4.2600 | Journal eISSN: 2450-0097 | Journal ISSN: 2392-1641
Language: English
Page range: 85 - 110
Submitted on: Sep 11, 2025
|
Accepted on: Dec 5, 2025
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Published on: Feb 5, 2026
In partnership with: Paradigm Publishing Services
Publication frequency: 4 issues per year

© 2026 Krzysztof Waliszewski, Ewa Cichowicz, Mateusz Folwarski, Łukasz Gębski, Jakub Kubiczek, Paweł Niedziółka, Małgorzata Solarz, published by Poznań University of Economics and Business Press
This work is licensed under the Creative Commons Attribution 4.0 License.