References
- Allen, F., Santomero, A.M. (2001). What do Financial Intermediaries do? Journal of Banking & Finance, Volume 25, Issue 2, February.
- Allen, F. (1990). The Market for Information and the Origin of Financial Intermediation. Journalof Financial Intermediation, Volume 1, Issue 1, March.
- Anderson, C.W., Makhija, A.K. (1999). Deregulation, Disintermediation, and Agency Costs of Debt: Evidence from Japan. Journal of Financial Economics, Volume 51, Issue 2, February.
- Bhattacharya, S., Thakor, A.V. (1993). Contemporary Banking Theory. Journal of Financial Intermediation. Volume 3, Issue 1, October.
- Boot, A.W.A. (2000). Relationship Banking: What Do We Know? Journal of Financial Intermediation, Volume 9, Issue 1, January.
- Capgemini/RBS (2013). World Payment Report.
- Census. Retrieved from: https://www.census.gov/econ/estats/2010/2010reportfinal.pdf.
- Chinowski, B. (2013). Elektroniczne metody płatności. Istota, rozwój, prognoza. Warsaw: Polish Financial Supervision Authority.
- Christophers, B. (2015). Against (the Idea of) Financial Markets. Geoforum, 01, Vol. 66.
- Degryse, H., Van Cayseele, P. (2000). Relationship Lending within a Bank-Based System: Evidence from European Small Business Data. Journal of Financial Intermediation, Volume 9, Issue 1, January.
- Doliniak, P. (1999). Tak to robiq w USA, Prawo i Gospodarka.
- Euromonitor International (2011). Report on the Internet retailing and Europe 2011. Retrieved from: http://euromonitor.typepad.com/files/european-digital-divde-e-commerce-markets-in-europe-opportunities-and-prospects.pdf.
- Euromonitor (2015). Report on the Internet Retailing in Poland. Retrieved from: http://www.euromonitor.com/internet-retailing-in-poland/report.
- European Commission (2000). Directive 2000/46/EC of the European Parliament and of the Council of 18 September 2000 on the taking up, pursuit of and prudential supervision of the business of electronic money institutions. Retrieved from: http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=CELEx:32000L0046:EN:HTML.
- European Commission (2007). Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market. Retrieved from: http://eur-lex.europa.eu/legal-content/EN/TxT/PDF/?uri=CELEx:32007L0064&from=EN.
- European Parliament (2012). Regulation (EU) No 260/2012 of the European Parliament and of the Council of 14 March 2012 establishing technical and business requirements for credit transfers and direct debits in euro and amending Regulation (EC) No 924/2009. Retrieved from: http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=OJ:L:2012:094:0022:0037:en:PD.
- Gellman, R. (1996). Disintermediation and the Internet. Government Information Quarterly, Volume 13, Issue 1.
- Jallat, F., Capek, M.J. (2001). Disintermediation in Question: New Economy, New Networks, New Middlemen. Business Horizons, Volume 44, Issue 2, March-April.
- Kapopoulos, P., Siokis, F. (2005). Market Structure, Efficiency and Rising Consolidation of the Banking Industry in the Euro Area. Bulletin of Economic Research, Vol. 57(1).
- Maguire, A., de T’Serclaes, J.W., Bison, S., Monter, N. (2013). Distribution 2020. The Next Big Journey for Retail Banks. Boston Consulting Group.
- Lee, P, Capon, A. (2012). Shackled Banks Face up to Disintermediation Threat. Euromoney.
- Pęcak, A. (2015). Zestawienie systemów płatności internetowych według oferowanych usług. Internet Standard e-Commerce.
- Polish Financial Supervision Authority (2015). Informacja o sytuacji KIP i BUP w III kwartale 2015 r.
- Polish Financial Supervision Authority (2015). Komunikat w sprawie biur usług płatniczych, https://www.knf.gov.pl/lmages/KNF_uslugi_platniczych_tcm75-32630.pdf.
- PRNews.pl, Rynek bankowości mobilnej - raporty za wybrane okresy w latach 2012-2015.
- Schmidt, R.H., Hackethal, A., Tyrell, M. (1999). Disintermediation and the Role of Banks in Europe: An International Comparison. Journal of Financial Intermediation, January, Vol.8(l-2).
- Scholtens, B., van Wensveen, D. (2000). A Critique on the Theory of Financial Intermediation. Journal of Banking & Finance, Volume 24, Issue 8.
- Szilagyi, P.G., Batten, J.A, Fetherston, T.A. (2003). Disintermediation and the Development of Bond Markets in Emerging Europe. International Journal of the Economics of Business, Vol. 10(1).
- The Polish Bank Association (2015). Bankowość internetowa i płatności bezgotówkowe II kwarta12015 r., Report of The Polish Bank Association, Warsaw.
- Teixeira, D. (2000). Disintermediation: A Positive Force for Banks. American Bankers Association. ABA Banking Journal, Vol. 92(9).
- Werner, M., Cheng, H., Qiu, W. (2013). Disintermediation of the Banks: Reshaping China's. Economy & Monetary Policy, Bernstein Black Book.
- Zhao, L. (2011). On Application of Financial Disintermediation in CRM of our Commercial Banks. Paper presented at the 2nd International Conference on Artificial Intelligence, Management Science and Electronic Commerce.