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Can a National Financial Supervisor Support the Development of the Fintech Sector? Innovation Hubs as a Tool for Supporting Innovation: The Examples of Poland, Estonia, and Italy Cover

Can a National Financial Supervisor Support the Development of the Fintech Sector? Innovation Hubs as a Tool for Supporting Innovation: The Examples of Poland, Estonia, and Italy

Open Access
|Oct 2025

Abstract

This article aims to examine one of the primary tools utilized by national financial supervisors to support innovative projects in the fintech sector. The analysis focuses primarily on the Innovation Hub established by the Polish Financial Supervision Authority (KNF), with additional insights provided from similar initiatives in two other European countries, Estonia (Finantsinspektsioon) and Italy (Bank of Italy). The article is further enriched by examples from other European Economic Area supervisors. The study seeks to address the question of whether national financial supervisors can effectively support innovative projects through instruments such as innovation hubs.

DOI: https://doi.org/10.15290/bsp.2025.30.03.14 | Journal eISSN: 2719-9452 | Journal ISSN: 1689-7404
Language: English, Polish
Page range: 215 - 230
Submitted on: Dec 31, 2024
Accepted on: Apr 14, 2025
Published on: Oct 6, 2025
Published by: University of Białystok
In partnership with: Paradigm Publishing Services
Publication frequency: 4 issues per year

© 2025 Krystian Bartnik, published by University of Białystok
This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 License.