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Nadzór AML nad kryptoaktywami od 30.12.2024 r. – zmiany w Dyrektywie 2015/849 wprowadzone rozporządzeniem 2023/1113 Cover

Nadzór AML nad kryptoaktywami od 30.12.2024 r. – zmiany w Dyrektywie 2015/849 wprowadzone rozporządzeniem 2023/1113

By: Tomasz Tomczak  
Open Access
|Oct 2025

Abstract

The aim of this article is to take a closer look at the most important changes to EU AML supervision of cryptoassets introduced to EU Directive 2015/849 by EU Regulation 2023/1113. Th e analysis leads to the thesis that as of 30 December 2024, this supervisory landscape has been significantly remodelled. There have been changes to the subject of supervision, the scope of supervised activity, entity modifications and licensing requirements. These changes are aimed at tightening AML supervision over cryptoassets. The considerations made also allow us to state that the EU legislation perceives the MiCA regulation as a legal act of a systemic nature for a new class of assets, i.e. cryptoassets.

DOI: https://doi.org/10.15290/bsp.2025.30.03.08 | Journal eISSN: 2719-9452 | Journal ISSN: 1689-7404
Language: English, Polish
Page range: 125 - 138
Submitted on: Jan 7, 2025
Accepted on: Jul 3, 2025
Published on: Oct 6, 2025
Published by: University of Białystok
In partnership with: Paradigm Publishing Services
Publication frequency: 4 issues per year

© 2025 Tomasz Tomczak, published by University of Białystok
This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 License.